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Real Estate >> Buying a Home & Selling a Home >> Buying Your First Home!

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Discussion: Buying Your First Home!-
#4, posted 24 Jan 2022 5:39 pm192 words
  Legal Helpmate (Offline)

Joined 24 Jan 2022 10:10 am

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Did You Know ...

Buying a home - especially for the first time - makes significant demands on personal credit. Before you begin the process of shopping for a loan, it is important to understand how your credit may be viewed and affected - before and after your mortgage is approved.

Before you go for your mortgage and to avoid any embarrassment, it is important to find out your credit score and to correct any errors that may appear, so that you can get the lowest possible interest rate on your loan. This is likely the largest single purchase you will make in your life, so be smart.

The three major credit bureaus, Experian, Equifax and Trans Union are similar and feature a "Credit Score", which is created from credit report data submitted to them about you. Their report includes where you live, your bill-paying habits, and bankruptcy and arrest information. The information compiled by them is used to determine whether you would be a good borrower. It may also be used by a business to decide whether you would be a good employee.

Find out your credit score today in minutes.

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