Credit report - Free online credit report - Online credit report - Credit report repair - Free credit report - Credit bureau report - Consumer credit report
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To better understand the issues relating to your legal situation or problem, our legal information and other law related facts may be of interest to you
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A Credit score is a number lenders use to decide whether you will pay your loan on time. It is generated through statistical models using elements from your Credit Report. Your score is not physically stored as part of your credit history on the credit file but instead is typically generated at the time a lender requests your Credit Report and then included as part of the report. Your Credit score changes as the elements in your Credit Report change. For example, payment updates or a new account could cause your score to fluctuate. Credit scores are affected by such information as the number and severity of late payments, type, number and age of accounts, total debt, and recent inquiries.
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Return to all Credit Report legal information
Legal Articles about Credit Report
Credit Report Frequently Asked Questions
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