Credit report - Free online credit report - Online credit report - Credit report repair - Free credit report - Credit bureau report - Consumer credit report
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To better understand the issues relating to your legal situation or problem, our legal information and other law related facts may be of interest to you
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Since Credit bureaus compile the information they receive from merchants, only the credit-granting merchant can make changes, by sending new information directly to the Credit bureau. So contact the merchant or lender if you have a dispute. And don't resolve disputes with merchants by not paying your bill; it will wind up ruining your credit!
You're entitled to post a short statement on your Credit Report, explaining any dispute. But legitimate information - good or bad - stays on your Credit Report for seven years. Late payments, judgments and chargeoffs all contribute to a report that can haunt you. Bankruptcy stays on your Credit Report for 10 years.
Ignoring your Credit Report, even if you're not planning to apply for new credit, could be a costly mistake.
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Return to all Credit Report legal information
Legal Articles about Credit Report
Credit Report Frequently Asked Questions
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