Credit report - Free online credit report - Online credit report - Credit report repair - Free credit report - Credit bureau report - Consumer credit report
|
|
|
|
|
|
|
|
|
To better understand the issues relating to your legal situation or problem, our legal information and other law related facts may be of interest to you
|
|
|
|
|
|
|
How to make good Credit score.
You may have good Credit score and still be considered a poor risk, especially when your application is being evaluated electronically. For example, the number of credit cards in your name is held to be highly predictive. The ideal number is four to six. You will be penalized for more or less; more because you have the potential for too much credit and less because it is an indication you are unable to obtain credit. The number of sizable outstanding balances also predicts danger, as does the size of the balance to your total credit limit.
To improve your Credit score, close out the accounts you don't use, pay down to $100 or so those you use only occasionally, and pay down the ones you use regularly. Your credit goal is to bring your outstanding credit-card bills to no more than 50 percent of your potential credit balances. If you can get them down to 35 percent, your Credit score will improve dramatically. By the way, cutting up your credit card doesn't close your account. You should send a written request and ask for a written confirmation.
Another negative is the type of account. A credit card from a finance company is scored lower than a bank, travel or oil company card, or even an auto loan, because it is seen as an indicator of your inability to obtain credit from less-expensive sources. Also, if you are about to apply for a mortgage, avoid opening new accounts; the computer reads short-lived accounts as more risky, too.
|
|
|
|
|
|
Return to all Credit Report legal information
Legal Articles about Credit Report
Credit Report Frequently Asked Questions
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
Thanks for the quick service! I am very impressed with the speed and
quality of your products and service. My husband is stationed in San
Antonio, TX and I am trying to move us from NC to TX by myself- this
power of attorney helped tremendously with so little complication!
Thanks again!
Kimberly S., TX
|
|
|
|
|
|
|
|
| |
Thank you so much. I appreciate your service and will continue to do business.
Didi S, NC
|
|
|
|
|
|
|
|
| |
In a minite I got the power of attorney I need. Incredible website. Will use again.
Nicolas G., PA
|
|
|
|
|
|
|
|
| |
Thanks for your prompt responce. Did not even expect you to be that quick and attentive. Your customer service is superb.
George A., NY
|
|
|
|
|
|
|
|
| |
Thank you for your service, you just earned a customer for life.
Ms. Dove, OR
|
|
|
|
|
|
|
|
|
|
|
|
|
