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Credit Report Legal Articles  
   

About credit scoring

credit scoring "You have probably heard about credit scoring if you have tried to get a loan recently. Credit scoring models have been used in the mortgage industry since 1994, when Fannnie Mae and Freebie Mac started using them for ease in gauging your ability to repay loans. They had been in use for a long time for auto lenders and credit card issuers. ..."

Published: 2022/07/27 08:49:25 GMT                              Read full story


Credit report correction techniques.

Credit report correction techniques "Credit score repair involves techniques for removing negative credit records from your credit report. These are the exact same methods credit score repair clinics and attorneys may charge up to $3,500 to perform. It is also possible to outsmart creditors who are damaging your credit score. ..."

Published: Published: 2022/01/27
Jan, 27 2000 - "Credit report correction techniques."
                          Read full story


Credit Report. They have to know.

Credit Report. They have to know "If you try to get a copy of your credit report, the credit bureaus have a right to request a copy of your social security card, but only give a copy of your credit report the front. They also may request a copy of something showing your address if it is different than what is showing on the credit report. Send them a billing statement that has your address. Do not send them a copy of your driver’s license as they request. ..."

Published: 2022/04/04
Apr, 04 2003 - "Credit Report. They have to know."
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Credit report articles by title
 
   
Removing negative credit record
Steps to repair your credit
The Fair Credit Reporting Act
Understanding credit fraud
Fair credit reporting
The Department of Justice, Identity Theft and Fraud
Negative Credit Report Information
What I should do to avoid becoming a victim of identity theft
What I should do to avoid becoming a victim of identity theft - Part 2
Eligibility for a free credit report
Information that is included in my credit report
I should often check my credit report
A Credit Thesaurus - Part I
A Credit Thesaurus - Part II
Automatic Debit Scams
Avoiding Credit and Charge Card Fraud
Blocking your Credit / Debt Card
Credit Scoring and the Lending Industry
Credit Card Fraud
Credit Terminology
Dealing with Creditors
Deceptive Collection Practices
Mortgage and refinancing preparation made simple
Divorce and Your Credit Life
False Collection Practices
How is Your Credit Score Computed?
How to Handle a Declined Credit Card
IFCC 2002 Internet Fraud Report
Protect Yourself from Checking Account Fraud
Take Care of your Credit Score
The Credit Bureau – Friend or Foe
Unauthorized Checking Debits
Unfair Collection Practices
What's In My Credit Score?
When Divorce Happens
Your Personal Credit Report - How it works and
how to make it work for you

 
 
 
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