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Credit Report Legal Articles

OUR LEGAL ARTICLES WILL HELP YOU TO BETTER UNDERSTAND A YOUR CREDIT REPORT AND CREDIT SCORE ISSUES

 
 

Removing negative credit record
 
"Consumers working on their credit reports say many times their letters are ignored by the credit bureaus. Consumers say even with proof a credit record is not theirs, its removal from their credit report can take three or four challenge letters, because the credit bureaus may have only verified it in their computers and not on the credit report."
 
Published: 2022/02/17
Feb, 17 2002 - "Removing negative credit record"
                            Read full story


Steps to repair your credit
 
"1. Obtain all three credit bureaus credit reports.
2. Read the credit reports to identify troublesome credit records.
3. Dispute those credit records on your credit report with the credit bureaus. ..."
 
Published: 2021/10/02
Oct, 02 2000 - "Steps to repair your credit"
                                       Read full story


The Fair Credit Reporting Act
 
"All Federal Laws are in the consumer's favor and you will have the advantage, especially with the Federal Fair Credit Reporting Act. This is because when you dispute any information contained on your credit report, the Credit Bureau must verify the accuracy of the information with the creditor who reported the information within 30 days, or it will be removed. ..."
 
Published: 2022/03/21
Mar, 21 2003 - "The Fair Credit Reporting Act"
                                 Read full story

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Credit report articles by title
 
   
About credit scoring
Credit report correction techniques
Credit Report. They have to know
Understanding credit fraud
Fair credit reporting
The Department of Justice, Identity Theft and Fraud
Negative Credit Report Information
What I should do to avoid becoming a victim of identity theft
What I should do to avoid becoming a victim of identity theft - Part 2
Eligibility for a free credit report
Information that is included in my credit report
I should often check my credit report
A Credit Thesaurus - Part I
A Credit Thesaurus - Part II
Automatic Debit Scams
Avoiding Credit and Charge Card Fraud
Blocking your Credit / Debt Card
Credit Scoring and the Lending Industry
Credit Card Fraud
Credit Terminology
Dealing with Creditors
Deceptive Collection Practices
Mortgage and refinancing preparation made simple
Divorce and Your Credit Life
False Collection Practices
How is Your Credit Score Computed?
How to Handle a Declined Credit Card
IFCC 2002 Internet Fraud Report
Protect Yourself from Checking Account Fraud
Take Care of your Credit Score
The Credit Bureau – Friend or Foe
Unauthorized Checking Debits
Unfair Collection Practices
What's In My Credit Score?
When Divorce Happens
Your Personal Credit Report - How it works and
how to make it work for you

 
 
 

NEWS

 
Credit report correction techniques  

Credit report correction techniques

Many times the credit bureau is busy and does not handle your dispute properly ...
Basic rights under The Fair Credit Reporting Act  

Basic rights under The Fair Credit Reporting Act

All Federal Laws are in consumer's favor and you will have the advantage ...
Credit scoring and the lending industry  

Credit Scoring and the Lending Industry

Credit scoring is crucial to your ability to get a loan. When you apply for a mortgage, your lender ...

Different ways to zap your debt: Which is for you?

KRQE News 13
It makes sense to pay particular attention to your credit cards, because their interest rates are typically higher than other types of debt, like student loans or a mortgage. ... This can give you some quick victories to build momentum toward tackling ...
Different ways to zap your debt: Which is for you?

Bankruptcy folklore and other tales of fantasy unmasked | Village ...

Fallbrook / Bonsall Villlage News
Many people stay away from filing for bankruptcy because of inaccurate information they have received from friends, family, co-workers and the media.
Bankruptcy folklore and other tales of fantasy unmasked | Village ...

How Does Bankruptcy Affect Your Credit Score?

Lawyers.com Blog (blog)
When considering options for debt relief, it is important to be aware of the impact your choices may have upon your credit score. There are various factors that influence a credit score rating, and while filing for bankruptcy will undoubtedly lower ...
How Does Bankruptcy Affect Your Credit Score?
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