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Learn about
Credit Report
 
Single Credit Report
The Single Credit Report is a snapshot of your credit history according to one major credit bureau.
 Find out what personal information the credit bureaus have in your file.
Make sure your name, address, and employer are accurate and up-to-date.
 
Watch out for incorrect addresses - this may be a sign that an identity thief has redirected your mail to a false address.
 Understand your credit file with an easy-to-read summary of your report.
See all of your essential credit report information at-a-glance.
 
Watch out for inaccuracies that could negatively impact your credit standing.
 Get detailed information about all of your loans and credit card accounts.
Is the account open or closed?
What is your monthly payment?
What is your total balance?
What is your maximum limit?
Have you ever had any late payments?
 
Make sure the information is accurate and up-to-date.
Watch out for accounts that are not familiarthese could be accounts that were opened fraudulently in your name.
 Discover who's been looking at your credit report.
Make sure you've authorized all of the inquiries.
 
Watch out for names of companies that are not familiar - if you haven't authorized the inquiry, it may be a sign of fraud.
 
Note: When you personally check your credit report with TrueCredit, the inquiry that is recorded will not adversely affect your credit standing.
 Get contact information for all of your creditors.
Use the addresses and phone numbers to contact them in case you identify issues that need to be resolved.


 
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Credit report correction techniques  

Credit report correction techniques

Many times the credit bureau is busy and does not handle your dispute properly ...
Basic rights under The Fair Credit Reporting Act  

Basic rights under The Fair Credit Reporting Act

All Federal Laws are in consumer's favor and you will have the advantage ...
Credit scoring and the lending industry  

Credit Scoring and the Lending Industry

Credit scoring is crucial to your ability to get a loan. When you apply for a mortgage, your lender ...

A Nobel Prize for Sustainable Fashion

Huffington Post
The Persson family hails from Sweden where less than 1 percent of waste ends up in the garbage. As the first EU green capital (Stockholm) and one of the most environmentally progressive nations in the world, sustainability is a core social and family...
A Nobel Prize for Sustainable Fashion

Good Words for Saturday, Sept. 3

Corvallis Gazette Times
The Corvallis Environmental Center would like to thank all the businesses who helped to make our 2016 SAGE summer concert series a musical success: Oregon State Credit Union, Becerra, Perry & Moeller Law, Keller-Williams, Powell Construction, ... The ...
Good Words for Saturday, Sept. 3

Solutions To The Reservation Housing Shortage Blocked By Many Obstacles

Wyoming Public Media
Mann says after two attempts, the Eastern Shoshone finally succeeded at getting a $2.7 million low income tax credit project which gives investors ten years of tax credits in exchange for money for low income housing projects. ... Goggles says, his ...
Solutions To The Reservation Housing Shortage Blocked By Many Obstacles

Surge in renters making the U.S. less affordable

Chicago Tribune
The combination of 8 million homeowners losing homes to foreclosure and the resulting damage to credit scores kept millions from buying again and forced people into rentals. In addition, Harvard researchers have noted that falling incomes and changingĀ ...
Surge in renters making the U.S. less affordable

New York mom posts viral photo of herself working while ... - Fox News

Fox News
A New York artist with twins has a powerful response for a peer who recently said publicly that having children would have derailed her career, and her messageĀ ...
New York mom posts viral photo of herself working while ... - Fox News
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