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Credit Report and Score<br>Related Legal Information  

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To better understand the issues relating to your legal situation or problem, our legal information and other law related facts may be of interest to you

 
 

Use Strong Passwords


One of the easiest and most significant ways you can increase information security is to use and securely store strong passwords. Whether it be for computer networks, software programs, confidential files, or online access to financial and payment gateway accounts, strong passwords that are difficult to guess or generate can significantly decrease the chances of confidential information becoming compromised. The following guidelines will help you select strong passwords:
 
- Choose passwords that are at least seven characters in length and include a combination of uppercase and lowercase letters, numbers, and symbols.
 
- Do not use dictionary words either forwards or in reverse, or that include numbers only at the beginning or end.
 
- Avoid using dictionary words with a common symbol for letter substitutions, for example $ for “s.”
 
- Never use a payment gateway login ID as part of a password.
 
- Do not use blank passwords.
 
- Do not reuse previous passwords.
 
- Never use personal information that can be easily discovered or guessed (i.e., license plate number, child’s name, birth date, middle name, etc.).
 
- Never share passwords with anyone.
 
- Never write passwords down and do not enable settings that allow a Web browser to “remember” passwords. Change passwords on a regular basis, especially when employee turnover occurs.
 
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Credit report correction techniques  

Credit report correction techniques

Many times the credit bureau is busy and does not handle your dispute properly ...
Basic rights under The Fair Credit Reporting Act  

Basic rights under The Fair Credit Reporting Act

All Federal Laws are in consumer's favor and you will have the advantage ...
Credit scoring and the lending industry  

Credit Scoring and the Lending Industry

Credit scoring is crucial to your ability to get a loan. When you apply for a mortgage, your lender ...

Is this the last hurrah for online freedom?

USA TODAY
This year's annual SplashData password survey found that 123456 remains the single most-used password. "Password" remains No. 2. The lethargy of users is so well known that security people have a name for devices that are hard to log on to — BOBs. "It ...
Is this the last hurrah for online freedom?

Edward Snowden Explains Why You Should Use Passphrases, Not Passwords

Lifehacker
We've talked a lot about password security, and how you should be using longer, complex passphrases, rather than short passwords. In this video, Edward Snowden explains why you should use passphrases in a way all your friends and family can ...
Edward Snowden Explains Why You Should Use Passphrases, Not Passwords
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