Credit report - Free online credit report - Online credit report - Credit report repair - Free credit report - Credit bureau report - Consumer credit report
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To better understand the issues relating to your legal situation or problem, our legal information and other law related facts may be of interest to you
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Will my Credit score drop if I apply for new credit?
Yes, Credit score usually lose a few points (up to 5 points) after your request new credit.
If you apply for several credit accounts within a few months, multiple credit requests for your Credit Report (called "inquiries") will appear on your credit file.
Looking for new credit can increase your credit risk, but most Credit score models are not affected by multiple inquiries from auto or mortgage creditors within a short period of time. Typically, these inquiries may be treated as a single inquiry and will affect your Credit score significantly.
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Return to all Credit Report legal information
Legal Articles about Credit Report
Credit Report Frequently Asked Questions
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Credit report correction techniques
Many times the credit bureau is busy and does not handle your dispute properly ...
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Basic rights under The Fair Credit Reporting Act
All Federal Laws are in consumer's favor and you will have the advantage ...
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Credit Scoring and the Lending Industry
Credit scoring is crucial to your ability to get a loan. When you apply for a mortgage, your lender ...
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Is my credit score good enough to buy a house?
Las Vegas Review-Journal
... yourself, Is my credit score good enough to buy a house? Typically, the lower the credit score, the higher the cost. ... The good news is that past struggles with finances won't automatically render you ineligible. The bad news is that a few months ...
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Why a 10-Point Drop in Your Credit Score Doesn't Matter
U.S. News & World Report (blog)
Don't seek new credit if you're planning to apply for a mortgage in the next six to nine months. You want your score at the highest possible level so you can get the absolute lowest mortgage rate. You should also be wary of a drop in your credit score...
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