Credit report - Free online credit report - Online credit report - Credit report repair - Free credit report - Credit bureau report - Consumer credit report
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To better understand the issues relating to your legal situation or problem, our legal information and other law related facts may be of interest to you
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Will most lenders approve a loan or line of credit if the Credit score is equal to or greater than 720?
The factors for accepting loans may be very different depending on creditor. Some creditors will only provide with loans to low-risk Consumers; others extend loans to high risk Consumers.
There are many different risk score models with different scales, so a 720 on National Equivalency Credit score might be good but a 720 might represent high risk in FICO Score.
The number you get is important but it can mean different position in the range. For example the FICO score range is from 300 850 but other score model can start be between 100 1000. As you see when your Credit score is 720 you should know also the range and major factors use in Credit score model.
The creditors should be able to define what the Credit score number represents, whether it is good or bad factor, and more importantly provide with the risk factors that show what from your credit history most impacted the score at the time it was determined.
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Return to all Credit Report legal information
Legal Articles about Credit Report
Credit Report Frequently Asked Questions
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Credit report correction techniques
Many times the credit bureau is busy and does not handle your dispute properly ...
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Basic rights under The Fair Credit Reporting Act
All Federal Laws are in consumer's favor and you will have the advantage ...
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Credit Scoring and the Lending Industry
Credit scoring is crucial to your ability to get a loan. When you apply for a mortgage, your lender ...
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How to build good credit
newtoncitizen
#A good credit score is an essential part of getting good loans and evening the playing field with lenders. ... #3 — Get a credit card reference. This is also called a secured credit card. This is a program which many major banks will have, where you ...
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How does your credit score compare to the average?
USA TODAY
That may be good news for credit card companies like Discover Financial (DFS) and banks like Wells Fargo (WFC) , but it may not be good news for consumers, who are discovering that lenders are focusing more attention than ever on credit scores compiled ...
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