Credit report - Free online credit report - Online credit report - Credit report repair - Free credit report - Credit bureau report - Consumer credit report
|
|
|
|
|
|
|
|
|
To better understand the issues relating to your legal situation or problem, our legal information and other law related facts may be of interest to you
|
|
|
|
|
|
|
What is debt-to-income ratio?
Debt-to-Income ratio is a widely used measure of financial stability. Your debt-to-income ratio is the percentage between monthly income and monthly long-term debt obligations.
It is calculated by dividing monthly debt minimum payments (except mortgage or rent payments) by monthly income. For example, Consumer with a monthly income of $4,000 who makes minimum payments of $800 on lease, loan and credit cards has a debt-to-income ratio of 20 percent ($800 / $4000 = 0.20).
Debt-to-Income Ratio = debt Payments / Monthly Income.
If you keep your debt-to-income below 15%, you will be receiveing the best interest rates and terms on credit accounts.
|
|
|
|
|
|
Return to all Credit Report legal information
Legal Articles about Credit Report
Credit Report Frequently Asked Questions
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Credit report correction techniques
Many times the credit bureau is busy and does not handle your dispute properly ...
|
|
|
|
|
|
Basic rights under The Fair Credit Reporting Act
All Federal Laws are in consumer's favor and you will have the advantage ...
|
|
|
|
|
|
Credit Scoring and the Lending Industry
Credit scoring is crucial to your ability to get a loan. When you apply for a mortgage, your lender ...
|
|
|
|
|
|
Makers of TurboTax Introduce Turbo: The Financial Health Profile ...
Payment Week
SAN DIEGO – Oct. 23, 2017 – Today, Intuit Inc. (Nasdaq: INTU), the maker of TurboTax® and Mint®, introduces Turbo, the first and only financial health profile ...
|
|
|
Intuit's Turbo wants to help you better understand your financial health
TechCrunch
In this first version, Turbo is going to focus on your credit score, debt-to-income ratio and income. Using anonymized data from across its user base, Turbo can then benchmark you against others in your location, age group and life stage to help you ...
|
|
|
|
|
|
|
|
|
|
|
|
|
|
