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Credit Report and Score<br>Related Legal Information  

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How long bad credit history stay on my Credit Report.


Most credit history stays on your file for a maximum of 7 years, except for bankruptcies which stay on for 10 years, unpaid tax liens which remain for 15 years, and positive information which remains indefinitely. Still, if you have defaulted on a loan, your creditors may continue to submit negative.
 
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Credit report correction techniques  

Credit report correction techniques

Many times the credit bureau is busy and does not handle your dispute properly ...
Basic rights under The Fair Credit Reporting Act  

Basic rights under The Fair Credit Reporting Act

All Federal Laws are in consumer's favor and you will have the advantage ...
Credit scoring and the lending industry  

Credit Scoring and the Lending Industry

Credit scoring is crucial to your ability to get a loan. When you apply for a mortgage, your lender ...

Spouse's Bad Credit Killing Hopes of a Mortgage? Save Your Home and Marriage!

Realtor.com News
Whether your spouse went on a few credit card–fueled spending sprees in grad school, has an old account collecting dust, or has a financial history that's much more troublesome—you're going to have to face reality. Because if you're looking to get a ...
Spouse's Bad Credit Killing Hopes of a Mortgage? Save Your Home and Marriage!

Has your frugality gone too far?

Washington Post
Watch that your frugality doesn't send a bad message to your children. Returning pilfered goods to the Washington Marriott Wardman Park can earn you a free stay. Read to see if you're an extreme penny pincher: 7 Signs You've Gone From Frugal to ... The ...
Has your frugality gone too far?
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