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Credit Report and Score<br>Related Legal Information  

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Credit bureau makes money.


A Credit bureau is a commercial business. It makes money by selling your Credit Report to others. A person with bad credit means more business for them, as such a person applies for credit about ten (10) times more than a person with good credit.
 
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Credit report correction techniques  

Credit report correction techniques

Many times the credit bureau is busy and does not handle your dispute properly ...
Basic rights under The Fair Credit Reporting Act  

Basic rights under The Fair Credit Reporting Act

All Federal Laws are in consumer's favor and you will have the advantage ...
Credit scoring and the lending industry  

Credit Scoring and the Lending Industry

Credit scoring is crucial to your ability to get a loan. When you apply for a mortgage, your lender ...

Lawmakers Just Made It Nearly Impossible For You to Sue Companies Like Equifax and Wells Fargo

Money Magazine
In a vote so narrow Vice President Mike Pence was required to break what had been 50-to-50 deadlock, the Senate moved to repeal the new Consumer Financial Protection Bureau's arbitration rule. ... Contrary to claims made by the rule's opponents, the ...
Lawmakers Just Made It Nearly Impossible For You to Sue Companies Like Equifax and Wells Fargo

This Alternative Credit Agency Lets Immigrants Bring Their Credit With Them

Fast Company
It makes money by charging lenders to access its reports, just like a traditional credit reporting agency (hopefully it will do a better job of protecting personal data from leaking onto the internet). Nova is one of several startups trying to increase ...
This Alternative Credit Agency Lets Immigrants Bring Their Credit With Them
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