Credit report - Free online credit report - Online credit report - Credit report repair - Free credit report - Credit bureau report - Consumer credit report
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To better understand the issues relating to your legal situation or problem, our legal information and other law related facts may be of interest to you
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A Credit Report is a summary of your financial reliability—for the most part, your history of paying debts and other bills. It is prepared by Credit bureaus (also known as Credit Reporting agencies) primarily for use by lenders, employers and others who, under the federal Fair Credit Reporting Act (FCRA), have a legitimate need for the information, such as when you apply for a loan, insurance policy, apartment or job. The wealth of information gathered by Credit bureaus, coupled with the speed of today's computer systems, explains why Consumers can quickly get loans and other services, including approvals of certain credit applications in minutes.
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Return to all Credit Report legal information
Legal Articles about Credit Report
Credit Report Frequently Asked Questions
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Credit report correction techniques
Many times the credit bureau is busy and does not handle your dispute properly ...
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Basic rights under The Fair Credit Reporting Act
All Federal Laws are in consumer's favor and you will have the advantage ...
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Credit Scoring and the Lending Industry
Credit scoring is crucial to your ability to get a loan. When you apply for a mortgage, your lender ...
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After breach, these are scariest things on your credit reports to keep safe
USA TODAY
Monitoring your credit reports should be like flossing: a routine that's not fascinating but that can help prevent something painful from developing. So if an account that's not yours pops up, be as alarmed as if you had hit a nerve. It could suggest ...
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Equifax Takes Down Webpage After Report Of New Cybersecurity 'Situation'
NPR
Visitors to the Equifax website might have encountered something a little odd Thursday afternoon. For some consumers seeking a credit report from the agency, the page that loaded was likely to disappoint them. "We're sorry ..." the page's error message ...
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