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Credit Report and Score<br>Related Legal Information  

Credit Report and Score
Related Legal Information

To better understand the issues relating to your legal situation or problem, our legal information and other law related facts may be of interest to you

 
 

Nobody can get your Credit Report - 1.


The Fair Credit Reporting Act (FCRA) contains rules about who can get your Credit Report. Generally, a third party can access your Credit Report when considering an application you've made, such as for a loan, a job, insurance or an apartment. The law also allows entities to access your report as part of an ongoing business relationship. Suppose you already have an auto loan at the bank and you miss a payment or you move and don't provide a forwarding address. In this situation, the bank has the right to obtain a copy of your latest Credit Report.
 
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Credit report correction techniques  

Credit report correction techniques

Many times the credit bureau is busy and does not handle your dispute properly ...
Basic rights under The Fair Credit Reporting Act  

Basic rights under The Fair Credit Reporting Act

All Federal Laws are in consumer's favor and you will have the advantage ...
Credit scoring and the lending industry  

Credit Scoring and the Lending Industry

Credit scoring is crucial to your ability to get a loan. When you apply for a mortgage, your lender ...

Research report: 5 powerful rituals that will make you resilient

Ladders
You're gonna learn a lot about how that grey matter functions, how to fix it when it can't cope, and you'll even find out how to get to know yourself better to avoid future messes, how to stay happy when things suck, and even how to become a better ...
Research report: 5 powerful rituals that will make you resilient

Having identity thieves steal their mail was bad. Getting the US Postal Service to return it was worse.

DesMoinesRegister.com
However, with little more than a form and a fake signature, identity thieves can gain access to some of that same information by simply rerouting your mail. The process ... Norman Thompson, 36, was ordered to pay $38,086.75 in restitution for ...
Having identity thieves steal their mail was bad. Getting the US Postal Service to return it was worse.
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