Credit report - Free online credit report - Online credit report - Credit report repair - Free credit report - Credit bureau report - Consumer credit report
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To better understand the issues relating to your legal situation or problem, our legal information and other law related facts may be of interest to you
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Your six basic rights under the fair Credit Reporting act.
1. You, the Consumer, have the right to challenge the accuracy of your Credit Report any time.
2. The Credit bureaus must reinvestigate anything you challenge without a charge.
3. The Credit bureaus must reinvestigate within a reasonable amount of time. 30 days constitutes a "reasonable amount of time" unless the bureau notifies you otherwise (so keep accurate records).
4. If the Credit bureau finds an error in the challenged item, they must delete or correct that information in your files immediately; or 5. If the Credit bureaus cannot or do not confirm the challenged item within 30 days, they must delete that information from your files immediately.
6. You have the right to submit a Consumer Statement of your view of the problem. If you, as a credit Consumer, dispute the accuracy of certain information in your Credit Report and it is verified by the creditor as correct, then the Credit bureau is required to include your explanation of your dispute, if you request, in your Credit Report. Limit your explanation to no more than 100 words.
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Return to all Credit Report legal information
Legal Articles about Credit Report
Credit Report Frequently Asked Questions
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Credit report correction techniques
Many times the credit bureau is busy and does not handle your dispute properly ...
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Basic rights under The Fair Credit Reporting Act
All Federal Laws are in consumer's favor and you will have the advantage ...
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Credit Scoring and the Lending Industry
Credit scoring is crucial to your ability to get a loan. When you apply for a mortgage, your lender ...
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The Week Ahead in New York Politics, October 23
Gotham Gazette
It's City Hall in Your Borough week in Brooklyn. While we don't have a full rundown of events, we know that Mayor Bill de Blasio and much of his team will operate out of Brooklyn Borough Hall; they will hold a resource fair and constituent services ...
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How colleges can help sexual assault survivors — and the accused
Vox
In response, Speier on Thursday announced the introduction of the Title IX Protection Act, which would enshrine in law some of the Obama administration's guidelines, such as the right of a survivor to appeal a school's ruling and a recommendation that ...
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