Credit report - Free online credit report - Online credit report - Credit report repair - Free credit report - Credit bureau report - Consumer credit report
|
|
|
|
|
|
|
|
|
To better understand the issues relating to your legal situation or problem, our legal information and other law related facts may be of interest to you
|
|
|
|
|
|
|
Improving your credit.
1. Make all of your payments on time. If at all possible, never let an account become more than one payment past due.
2. Learn what's on your Credit Report.
3. Continue to check your Credit Report regularly, and correct inaccuracies as soon as possible.
4. To minimize the number of inquiries on your Credit Report, don't apply for multiple credit cards over a short period of time, or for a card you're not likely to get. In general, try to keep your total account balance below 50 percent of your total available credit. For instance, if your cards have a total credit limit of $2,000, keep your total balance under $1,000.
5. Close accounts you don't need. To a lender, a high total credit limit signals potential overextension. At the same time, lenders want to see that you can maintain more than one account at a time. A total of three or four cards, which may include gasoline or department store cards, is usually good. If your credit is severely damaged or you have a very short credit history, apply for a gasoline credit card, a department store card, or a secured credit card. Use the cards, and pay the balances in a timely matter.
|
|
|
|
|
|
Return to all Credit Report legal information
Legal Articles about Credit Report
Credit Report Frequently Asked Questions
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Credit report correction techniques
Many times the credit bureau is busy and does not handle your dispute properly ...
|
|
|
|
|
|
Basic rights under The Fair Credit Reporting Act
All Federal Laws are in consumer's favor and you will have the advantage ...
|
|
|
|
|
|
Credit Scoring and the Lending Industry
Credit scoring is crucial to your ability to get a loan. When you apply for a mortgage, your lender ...
|
|
|
|
|
|
10 Dumb Credit Card Mistakes You're Making
U.S. News & World Report (blog)
Not paying your bills on time doesn't just severely lower your credit score – it could also cost you monetarily, as your credit card provider may penalize you by charging a late fee and raising your interest rates. Instead: If you keep forgetting to ...
|
|
|
Lisa Bradley: Improving Your Credit Score
WNCN
Financial literacy blogger Lisa Bradley shares some steps for improving your credit score and how to keep your credit score strong. Financial literacy blogger Lisa Bradley shares some steps for improving your credit score and how to keep your credit ...
|
|
|
|
|
|
|
|
|
|
|
|
|
|
