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Free Credit report, Understanding credit fraud

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Credit Report and Score<br>Related Legal Information  

Credit Report and Score
Related Legal Information

To better understand the issues relating to your legal situation or problem, our legal information and other law related facts may be of interest to you

 
 

Understanding credit fraud.


In its simplest form, credit fraud involves someone else's use of your credit to make purchases or cash advances. Though often damaging, such cases are normally stopped when you report your card as missing.
 
No credit card or Credit Report necessary.
 
Other types of credit fraud involve your account information but not your physical credit card. Such cases may be more damaging, since you may not realize anything is wrong until you notice unfamiliar charges on your monthly statement. Knowledge of your account number, expiration date, Social Security number and billing address may be much more valuable to a thief than the card itself. In the most advanced form of credit fraud, identity theft, someone can use your personal information to take over your credit accounts and open new ones.
 
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Credit report correction techniques  

Credit report correction techniques

Many times the credit bureau is busy and does not handle your dispute properly ...
Basic rights under The Fair Credit Reporting Act  

Basic rights under The Fair Credit Reporting Act

All Federal Laws are in consumer's favor and you will have the advantage ...
Credit scoring and the lending industry  

Credit Scoring and the Lending Industry

Credit scoring is crucial to your ability to get a loan. When you apply for a mortgage, your lender ...

Big Data: Insights Or Illusions?

Forbes
When infused with human understanding it can lead to powerful new insights. On the ... The other one was we found that they don't want any connection between themselves and the places that they buy things online with fraudulent credit cards. We found ...
Big Data: Insights Or Illusions?

Opinion: Commentary on cybersecurity and Equifax breach

MyAJC
Earlier this month, it was revealed that Equifax disregarded warnings of security vulnerability and was hacked by a relatively simple exploit; we can expect to suffer years of identity theft and credit fraud thanks to the worst theft of private ...
Opinion: Commentary on cybersecurity and Equifax breach
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