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To better understand the issues relating to your legal situation or problem, our legal information and other law related facts may be of interest to you
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Fair debt Collection Practices Act - How may a debt collector contact you. A collector may contact you in person, by mail, telephone, telegram, or fax. However, a debt collector may not contact you at inconvenient times or places, such as before 8 a.m. or after 9 p.m., unless you agree. A debt collector also may not contact you at work if the collector knows that your employer disapproves.
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Return to all Credit Report legal information
Legal Articles about Credit Report
Credit Report Frequently Asked Questions
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Credit report correction techniques
Many times the credit bureau is busy and does not handle your dispute properly ...
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Basic rights under The Fair Credit Reporting Act
All Federal Laws are in consumer's favor and you will have the advantage ...
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Credit Scoring and the Lending Industry
Credit scoring is crucial to your ability to get a loan. When you apply for a mortgage, your lender ...
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FTC Perpetuates Real Authentication Challenge for Collectors
insideARM.com
Yesterday a Consumer Education Specialist for the Federal Trade Commission (FTC) published this blog post advising consumers how to identify and/or ...
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How The CFPB Spent Millions…….On A Letter
Lexology
You guessed it. The CFPB is hopelessly trying to reconcile the Fair Debt Collection Practices Act (FDCPA) and the Mortgage Servicing Rules (hereafter such rules and amendments shall be referred to as the “Mortgage Rules”). Mortgage servicers, in some ...
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