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Credit Report and Score<br>Related Legal Information  

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Fair debt Collection Practices Act - How may a debt collector contact you.


A collector may contact you in person, by mail, telephone, telegram, or fax. However, a debt collector may not contact you at inconvenient times or places, such as before 8 a.m. or after 9 p.m., unless you agree. A debt collector also may not contact you at work if the collector knows that your employer disapproves.
 
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Credit report correction techniques  

Credit report correction techniques

Many times the credit bureau is busy and does not handle your dispute properly ...
Basic rights under The Fair Credit Reporting Act  

Basic rights under The Fair Credit Reporting Act

All Federal Laws are in consumer's favor and you will have the advantage ...
Credit scoring and the lending industry  

Credit Scoring and the Lending Industry

Credit scoring is crucial to your ability to get a loan. When you apply for a mortgage, your lender ...

FTC Perpetuates Real Authentication Challenge for Collectors

insideARM.com
Yesterday a Consumer Education Specialist for the Federal Trade Commission (FTC) published this blog post advising consumers how to identify and/or ...
FTC Perpetuates Real Authentication Challenge for Collectors

How The CFPB Spent Millions…….On A Letter

Lexology
You guessed it. The CFPB is hopelessly trying to reconcile the Fair Debt Collection Practices Act (FDCPA) and the Mortgage Servicing Rules (hereafter such rules and amendments shall be referred to as the “Mortgage Rules”). Mortgage servicers, in some ...
How The CFPB Spent Millions…….On A Letter
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