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Credit Report and Score<br>Related Legal Information  

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Fair debt Collection Practices Act - Stop a debt collector from contacting you.


You can stop a debt collector from contacting you by writing a letter to the collection agency telling them to stop. Once the agency receives your letter, they may not contact you again except to say there will be no further contact or to notify you that the debt collector or creditor intends to take some specific action. Please note, however, that sending such a letter to a collector does not make the debt go away if you actually owe it. You could still be sued by the debt collector or your original creditor.
 
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Credit report correction techniques  

Credit report correction techniques

Many times the credit bureau is busy and does not handle your dispute properly ...
Basic rights under The Fair Credit Reporting Act  

Basic rights under The Fair Credit Reporting Act

All Federal Laws are in consumer's favor and you will have the advantage ...
Credit scoring and the lending industry  

Credit Scoring and the Lending Industry

Credit scoring is crucial to your ability to get a loan. When you apply for a mortgage, your lender ...

The Class Action Chronicle Fall 2017

JD Supra (press release)
The plaintiff sought to certify two subclasses: (1) an “autodialer” subclass of putative class members who received an unconsented call from the defendant with the aid of an automatic telephone dialing system; and (2) a “wrong number” subclass of ...
The Class Action Chronicle Fall 2017

How The CFPB Spent Millions…….On A Letter

Lexology
You guessed it. The CFPB is hopelessly trying to reconcile the Fair Debt Collection Practices Act (FDCPA) and the Mortgage Servicing Rules (hereafter such rules and amendments shall be referred to as the “Mortgage Rules”). Mortgage servicers, in some ...
How The CFPB Spent Millions…….On A Letter
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