Credit report - Free online credit report - Online credit report - Credit report repair - Free credit report - Credit bureau report - Consumer credit report
|
|
|
|
|
|
|
|
|
To better understand the issues relating to your legal situation or problem, our legal information and other law related facts may be of interest to you
|
|
|
|
|
|
|
Your Credit Report plays a major role when you apply for a credit card, auto loan, mortgage, employment screening, utilities deposits and insurance. It is to your advantage to know what is on your Credit Report before applying for credit or a loan. If your Credit Report would show you to be risky to a prospective lender, it is a good idea to try and clean the information up prior to applying for the loan.
Do Credit Reporting agencies maintain joint accounts for spouses? No. The Credit Reporting agencies maintain individual credit files for each U.S. resident. They do not maintain joint files for spouses. Therefore, your Credit Report is separate and different from that of your spouse.
Also, all three Credit bureaus do not have the same information on credit file.
Because lenders send information to some and not others. Credit bureaus receive more than two billion pieces of credit records each month, so it's a given that mistakes are going to happen.
Credit Reports are available from three main reporting agencies: Equifax, Experian, and TransUnion, and these "big three" do not exchange credit records with each other. Therefore each of them may have different credit records, depending on who and what was reported to them. What is on one Credit Report may differ from another Credit Report.
|
|
|
|
|
|
Return to all Credit Report legal information
Legal Articles about Credit Report
Credit Report Frequently Asked Questions
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Credit report correction techniques
Many times the credit bureau is busy and does not handle your dispute properly ...
|
|
|
|
|
|
Basic rights under The Fair Credit Reporting Act
All Federal Laws are in consumer's favor and you will have the advantage ...
|
|
|
|
|
|
Credit Scoring and the Lending Industry
Credit scoring is crucial to your ability to get a loan. When you apply for a mortgage, your lender ...
|
|
|
|
|
|
When can employers check your credit?
USA TODAY
Your credit history can have a significant impact on things that have nothing to do with loans and credit cards. Companies often request to see your credit history when you set up utilities for your home, apply for an apartment, request an insurance ...
|
|
|
Your Credit Reports
CBS Local
BOSTON (CBS) – Credit reports are important. They are often the way a creditor, a potential employer, a landlord or an insurance company will judge you. Yet more than half of all consumers have not checked their credit report. The three large reporting ...
|
|
|
|
|
|
|
|
|
|
|
|
|
|
