"Saying correspondence is from an attorney when it is not.
Threatening to take action that is not legal or that the creditor does not intend to take.
Misrepresenting your credit information or failing to communicate that you are disputing a debt.
Failure to disclose clearly in all communication that the debtor is attempting to collect a debt
and that any information obtained will be used for that purpose. ..."
"Buying a home is probably the single largest investment most people make in a
lifetime. By preparing yourself and your credit before a home purchase or refinance,
you can ensure a smooth finance process and can potentially save thousands on your
loan. Improve your financial profile now so you can take advantage of the low
interest rates before they disappear. Start by checking your credit ..."
"You may want to look closely at issues involving credit if you've recently been
through a divorce - or are contemplating one. Understanding the different kinds of
credit accounts opened during a marriage may help show you the potential benefits
and pitfalls of each. ..."
Many times the credit bureau is busy and does not handle your dispute properly ...
Basic rights under The Fair Credit Reporting Act
All Federal Laws are in consumer's favor and you will have the advantage ...
Credit Scoring and the Lending Industry
Credit scoring is crucial to your ability to get a loan. When you apply for a mortgage, your lender ...
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Investing In Unlikely And Overlooked Startups Could Bring Social And Economic Equilibrium
Sprinkling in the term “blind spot” into the discussion with Mindech fairly often, Baird brings up Jerry Nemorin, a Haitian immigrant who founded LendStreet, a debt consolidation startup that helps poor families in deep debt. Village Capital invested ...
Different Ways to Zap Your Debt: Which Is for You?
Debt consolidation. Several debts are rolled into one at a lower interest rate, often by getting a personal loan or using a balance transfer credit card. Debt management plan. You work with a nonprofit credit counseling agency to set up a structured ...